Auto Insurance in Louisiana

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  • Allstate

    This article is about the Allstate insurance company. For other uses, see Allstate (disambiguation). The neutrality of this article is disputed. Relevant discussion may be found on the talk page. Please do not remove this message until the dispute is resolved. (January 2008) The Allstate Corporation in US Type Public Traded as NYSE: ALL S&P 500 Component Industry Financial services Founded 1931[1] Headquarters Northfield Township, Illinois, U.S. Key people Thomas J. Wilson (Chairman, President and CEO) Products Auto, Home, Life, and Business Insurance. Retirement and Investment products, and Banking services. Revenue US$ 32.654 billion (2011)[2] Operating income US$ 960 million (2011)[2] Net income US$ 788 million (2011)[2] Total assets US$ 125.563 billion (2011)[2] Total equity US$ 18.674 billion (2011)[2] Employees 37,000 (December 2011)[2] Subsidiaries Encompass Insurance Company Esurance Website www.allstate.com An Al... (see more)

  • Auto insurance risk selection

    Auto insurance risk selection is the process by which vehicle insurers determine whether or not to insure an individual and what insurance premium to charge. Depending on the jurisdiction, the insurance premium can be either mandated by the government or determined by the insurance company in accordance to a framework of regulations set by the government. Often, the insurer will have more freedom to set the price on physical damage coverages than on mandatory liability coverages. When the premium is not mandated by the government, it is usually derived from the calculations of an actuary based on statistical data. The premium can vary depending on many factors that are believed to have an impact on the expected cost of future claims.[1] Those factors can include the car characteristics, the coverage selected (deductible, limit, covered perils), the profile of the driver (age, gender, driving history) and the usage of the car (commute to work or not, predicted annual distance driven)... (see more)

  • GAP Insurance

    This article needs additional citations for verification. Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed. (June 2012) Financial market participants Collective investment schemes Credit unions Insurance companies Investment banks Pension funds Prime brokers Trusts Finance series Financial market Participants Corporate finance Personal finance Public finance Banks and banking Financial regulation v t e GAP Insurance is also known as Guaranteed Auto Protection or Guaranteed Asset Protection and as GAP within the North American financial industry. GAP insurance covers the difference between the actual cash value of a vehicle and the balance still owed on the financing (car loan, lease, etc.). GAP coverage is mainly used on new and used small vehicles (cars and trucks) and heavy trucks. Some financing companies require it. GAP insurance covers the amount on a loan that is the di... (see more)

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