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  • Auto insurance risk selection

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    Auto insurance risk selection is the process by which vehicle insurers determine whether or not to insure an individual and what insurance premium to charge. Depending on the jurisdiction, the insurance premium can be either mandated by the government or determined by the insurance company in accordance to a framework of regulations set by the government. Often, the insurer will have more freedom to set the price on physical damage coverages than on mandatory liability coverages. When the premium is not mandated by the government, it is usually derived from the calculations of an actuary based on statistical data. The premium can vary depending on many factors that are believed to have an impact on the expected cost of future claims.[1] Those factors can include the car characteristics, the coverage selected (deductible, limit, covered perils), the profile of the driver (age, gender, driving history) and the usage of the car (commute to work or not, predicted annual distance driven)... (see more)

  • Elephant.com

    This article has multiple issues. Please help improve it or discuss these issues on the talk page. It needs additional citations for verification. Tagged since March 2011. It is written like an advertisement and needs to be rewritten from a neutral point of view. Tagged since March 2011. The notability of this article's subject is in question. If notability cannot be established, it may be listed for deletion or removed. Tagged since March 2011. Very few or no other articles link to it. Please help introduce links to this page from other articles related to it. Tagged since December 2011. Elephant Insurance, founded in 2009, is a direct to consumer automobile insurance company which is located in Richmond, VA, Admiral Americas, LLC and is a wholly owned subsidiary of Admiral Group, plc. Admiral group has 17 years of experience in auto insurance and has nearly 2 million policies worldwide. Elephant currently writes auto insurance business in Virginia, Maryland, and Illin... (see more)

  • GEICO

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    Government Employees Insurance Company (doing business as GEICO) Type Subsidiary Industry Insurance Founded Fort Worth, Texas, U.S. (1936) (75th annaversary) Headquarters Chevy Chase, Maryland, U.S. Key people Tony Nicely, Chairman, President & CEO, Treasurer Products Auto insurance Revenue US$9.212 billion (2004)[1] Employees 27,000 Parent Berkshire Hathaway Website geico.com GEICO headquarters in Chevy Chase, Maryland The Government Employees Insurance Company (GEICO /ˈɡaɪkoʊ/) is an auto insurance company. It is a wholly owned subsidiary of Berkshire Hathaway that as of 2007 provided coverage for more than 10 million motor vehicles owned by more than 9 million policy holders. GEICO writes private passenger automobile insurance in all 50 U.S. states and the District of Columbia. Rather than relying on agents to sell policies, GEICO uses a direct-to-consumer sales model and puts funds saved from not paying agent commissions toward the purchase... (see more)

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