Auto Insurance in Michigan

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  • Auto insurance risk selection

    Auto insurance risk selection is the process by which vehicle insurers determine whether or not to insure an individual and what insurance premium to charge. Depending on the jurisdiction, the insurance premium can be either mandated by the government or determined by the insurance company in accordance to a framework of regulations set by the government. Often, the insurer will have more freedom to set the price on physical damage coverages than on mandatory liability coverages. When the premium is not mandated by the government, it is usually derived from the calculations of an actuary based on statistical data. The premium can vary depending on many factors that are believed to have an impact on the expected cost of future claims.[1] Those factors can include the car characteristics, the coverage selected (deductible, limit, covered perils), the profile of the driver (age, gender, driving history) and the usage of the car (commute to work or not, predicted annual distance driven)... (see more)

  • Kemper Direct

    Kemper Direct Type Subsidiary of Kemper Corporation Industry Insurance Founded 2000 Headquarters Chicago, Illinois, USA Key people Donald Southwell, Chairman, President, and CEO (Kemper Corporation); James Schulte, CPCU, Group Executive, Kemper Corporation Products Insurance Revenue $267.7 Million USD (2007) Employees 650 Website www.kemperdirect.com Kemper Direct Auto and Home Insurance is a direct to consumer auto insurance writer headquartered in Chicago, Illinois. It is a subsidiary of Kemper Corporation, which has over $8 billion in assets and more than six million policyholders. Contents 1 History 2 States 3 Offices 4 Other Brands 4.1 iMingle 4.2 Teachers.com 5 References 6 External links History [edit] Unitrin Direct was founded in 2000 as a subsidiary of Unitrin, Inc. (NYSE: UTR ). In 2002 Unitrin Direct acquired eKemper and combined the business under Unitrin Direct. On June 29, 2007 Trinity Universal Insurance Company, a subsidiary of Un... (see more)

  • L.A. Insurance

    This article has multiple issues. Please help improve it or discuss these issues on the talk page. This article may require cleanup to meet Wikipedia's quality standards. No cleanup reason has been specified. Please help improve this article if you can. (December 2009) The topic of this article may not meet Wikipedia's notability guidelines for companies and organizations. Please help to establish notability by adding reliable, secondary sources about the topic. If notability cannot be established, the article is likely to be merged, redirected, or deleted. Find sources: "L.A. Insurance" – news · books · scholar · JSTOR · free images (December 2009) This article includes a list of references, related reading or external links, but its sources remain unclear because it lacks inline citations. Please improve this article by introducing more precise citations. (December 2009) L.A Insurance Type Private Industr... (see more)

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