Auto Insurance in New Jersey

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  • Allstate

    This article is about the Allstate insurance company. For other uses, see Allstate (disambiguation). The neutrality of this article is disputed. Please see the discussion on the talk page. Please do not remove this message until the dispute is resolved. (January 2008) The Allstate Corporation in US Type Public (NYSE: ALL) S&P 500 Component Industry Insurance Financial services Founded April 17, 1931[1] Headquarters Northfield Township, Illinois, U.S. Key people Thomas J. Wilson (Chairman, President and CEO) Products Auto, Home, Life, and Business Insurance. Retirement and Investment products, and Banking services. Revenue US$ 31.400 billion (2010)[2] Operating income US$ 1.493 billion (2010)[2] Net income US$ 928 million (2010)[2] Total assets US$ 130.874 billion (2010)[2] Total equity US$ 10.044 billion (2010)[2] Employees 35,000 (December 2010)[2] Website Allstate.com An Allstate agent in Moncton, New Brunswick, Canada The... (see more)

  • Auto insurance risk selection

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    Auto insurance risk selection is the process by which vehicle insurers determine whether or not to insure an individual and what insurance premium to charge. Depending on the jurisdiction, the insurance premium can be either mandated by the government or determined by the insurance company in accordance to a framework of regulations set by the government. Often, the insurer will have more freedom to set the price on physical damage coverages than on mandatory liability coverages. When the premium is not mandated by the government, it is usually derived from the calculations of an actuary based on statistical data. The premium can vary depending on many factors that are believed to have an impact on the expected cost of future claims.[1] Those factors can include the car characteristics, the coverage selected (deductible, limit, covered perils), the profile of the driver (age, gender, driving history) and the usage of the car (commute to work or not, predicted annual distance driven)... (see more)

  • Kemper Direct

    Kemper Direct Type Subsidiary of Kemper Corporation Industry Insurance Founded 2000 Headquarters Chicago, Illinois, USA Key people Donald Southwell, Chairman, President, and CEO (Kemper Corporation); James Schulte, CPCU, Group Executive, Kemper Corporation Products Insurance Revenue $267.7 Million USD (2007) Employees 650 Website www.kemperdirect.com Kemper Direct Auto and Home Insurance is a direct to consumer auto insurance writer headquartered in Chicago, Illinois. It is a subsidiary of Kemper Corporation, which has over $8 billion in assets and more than six million policyholders. Contents 1 History 2 States 3 Offices 4 Other Brands 4.1 iMingle 4.2 Teachers.com 5 References 6 External links [edit] History Unitrin Direct was founded in 2000 as a subsidiary of Unitrin, Inc. (NYSE: UTR ). In 2002 Unitrin Direct acquired eKemper and combined the business under Unitrin Direct. On June 29, 2007 Trinity Universal Insurance Company, a subsidiary of Un... (see more)

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